E-Credit Card 網絡信用卡

2020-12-12 財新

E-credit card 網絡信用卡

E-credit cards are like regular credit cards except they have much lower credit limits and, of course, are not tangible. Instead, they appear to users as features built into mobile phone apps. Two companies had planned to launch the service in China, but were told by the central bank to put their plans on hold. In March, the third-party payment service Alipay and messaging app WeChat said they would work with China CITIC Bank to issue cards that allow users to make purchases on credit on shopping sites and pay later from their bank accounts. Users would manage their credit cards through the apps. The companies said users would not need to disclose asset information to apply for e-credit cards because they can assess creditworthiness based on applicants』 shopping records. The central bank was not satisfied with this explanation and wants more research on how the operators can verify the identity of users and protect their information.

相關焦點

  • 信用卡(Credit Card)
    If you have a credit card， you can buy a car，eat a dinner， take a trip， and even get a haircut by charging the cost to your account.
  • 信用卡經濟(Credit Card Economy)
    Many banks sponsor their own credit card companies and issue cards free to their customers. Other credit card companies charge their members annual dues.
  • 你是用中文「信用卡」理解記憶英語credit card的嗎?
    你是用中文「信用卡」理解記憶英語credit card的嗎？人人都知道中文「信用卡」的英文叫credit card，而英文credit card的中文就是「信用卡」。如果你想練習英語口語，你能回答英文的credit card的英語意思是什麼嗎？答得出，你就是在說英語口語了。我們一起用英語說說英語credit card是什麼意思。
  • China's Credit Card Market Faces Severe Challenge
    That's how a senior manager with American Express describes the credit card market in China.A consumer is using his credit card.
  • 每日英語:Do you accept credit card?
    新東方網>英語>英語學習>口語>每日一句英語>正文每日英語：Do you accept credit card? 2013-02-18 15:51 來源：恆星英語 作者： 　　Do you accept credit card? 　　能用信用卡嗎? 　　今天的幾個句子是有關結帳的：1.
  • 暑假第2句:We can transfer the money to your credit card account.
    我們可以把錢轉到您的信用卡帳戶裡。We can transfer the money to your credit card account.transfer 轉讓，轉學，換車，調動transfer to 轉移到，轉學到，調往credit card 信用卡credit card account 信用卡帳戶account n. 帳戶；解釋；帳目，帳單；理由；描述vi. 解釋；導致；報帳vt.
  • 金融英語:Credit Cards 信用卡
    新東方網>英語>英語學習>行業英語>金融英語>正文金融英語：Credit Cards 信用卡 2012-10-28 14:28 來源：外語教育網 作者：
  • Credit Card More Popular in China
    The report estimates the number of credit cards in the Chinese mainland has doubled each year for four years in a row to reach about 43 million by mid 2007.
  • Consumers Increasingly Shift to Credit Card Payment
    While cash is still the main form of payment, most credit card holders prefer to use their credit cards for payment as a convenient substitute to carrying piles of banknotes around, according
  • 輕鬆學會英語實用口語:信用卡 Credit Cards
    Shirley: My husband said he had a credit card. Do you accept credit card? 　　Salesperson: Yes. 　　Shirley: Great. Here it is. 　　Salesperson: Here is the receipt.
  • 信用擴張 credit expansion
    在上面的報導中，credit expansion就是「信用擴張」，是中央銀行擴大貨幣供應量，降低利率，刺激總需求，進而刺激經濟增長的一種貨幣政策手段。信用擴張是一把雙刃劍，它在促進經濟發展的同時包含著巨大的危險。
  • After she lost her credit card…
    Recently, a girl called Xiao Yuan lost her credit card in Guangzhou
  • ...of the National People's Congress Regarding the Credit Card
    20041229 　實施日期：20041229 　頒布單位：全國人大常委會 　　In light of the problems encountered in judicial practice， the Standing Committee of the National People's Congress has discussed the implication of 「the credit
  • 信用卡公司:未來的希望?
    The quickest way to pay top dollar for something you don't need is to make an impulse buy on your credit card.
  • 信用卡「透支」怎麼說?
    關注氣候峰會 學習環保詞彙透支信用卡可緩解燃眉之急，可是一些人卻惡意透支信用卡，從而觸犯了法律。近日，「兩高」對「惡意透支」的認定進行了司法解釋，今後信用卡「惡意透支」將被追究刑事責任。今後，信用卡使用者「惡意透支」將被指控，「惡意透支」被界定為故意透支並在銀行兩次催款三個月後仍未還款者。文中的malicious overdraft就是指「惡意透支」。
  • 「信用卡詐騙犯罪」怎麼說?
    「信用卡詐騙犯罪」怎麼說？[ 2007-11-14 09:15 ]隨著信用卡的廣泛使用，信用卡詐騙犯罪增長尤為迅速。那麼「信用卡詐騙犯罪」怎麼說呢？"Special attention should be paid to the sharp rise in credit card fraud," he said, adding that credit card fraud cases alone jumped almost one-third in the first half
  • Charge card: 記帳卡,籤帳卡-英語點津
    Charge card: 記帳卡，籤帳卡[ 2004-07-28 01:00 ]7月26日，美國萬國寶通銀行公布了其第二季度的收益情況。由於面向消費者和企業的信用卡和籤帳卡用戶數量上升，該行第二季度的利潤增加了15%。
  • 為什麼你需要一張Credit Card信用卡
    信用卡是什麼信用卡看上去僅僅是一張卡片。實際上它是你和銀行籤訂的短期借貸合同的執行介質。因為消費和還款不是同一時間發生，所以會產生短期的借貸，一般最長為54天左右。不過不用擔心，每張信用卡都是有免息期的，只要在規定的日期之前還款，是不會產生任何利息的。一般的信用卡都有卡片額度、幣種、帳單日、還款日等等基本信息。後面我會做詳細介紹，這裡先說說信用卡的好處。
  • 交行信用卡豪禮升級 網絡辦卡推薦3人立送PAD
    上海2014年10月21日電 /美通社/ -- 金秋十月，交通銀行信用卡「推薦辦卡」活動再次強勢升級。活動期間，只要通過交通銀行信用卡網站成功推薦3位親朋好友申請辦理信用卡並滿足條件，推薦人即可獲得超值平板電腦。
  • 除了「學分」,credit還有這麼多用法!丨BBC聽英語
    Question馮老師，您好：我想問一下除了 「信用卡 credit card」 和 「學分 credit」 以外，單詞 「credit」 還有什麼用法和意思呢？我一直都搞不清楚，好沮喪。求解答，萬分感謝。粉粉小公舉Feifei這位朋友的網名很有創意。