出品 | 獵雲財經
2020年12月18日，ECOChain執行長Dominic做客獵雲財經空中課堂直播間，給大家帶來了精彩有料的分享。
以下為分享實錄（經編輯整理）：
主持人：下面讓我們正式進入主題，開始今天的AMA。我們先請嘉賓做個自我介紹。
We officially entered the topic and started today's AMA.Let's invite the guests to introduce themselves first.
嘉賓：大家好！很榮幸能有這次機會在 ECOChain生態社區中與大家交流，我先做一下自我介紹，我是ECOChain的執行長，Dominic，以及ECOC、EFG、GPT項目的聯合創始人。同時也希望我們的生態能與大家有一個長遠的合作與發展。
Hello everyone! It's an honor to have this opportunity to talk to you here, I’m Dominic, CEO of ECOChain, and co-founder of ECOC, EFG, GPT projects. At the same time, we hope that our ecology can have a long-term cooperation and development with you.
01
ECOChain完成了ETH完整的無縫對接
主持人：聽了嘉賓的自我介紹，能和這麼優秀的人對話真的非常榮幸。那我繼續提問，能向我們介紹下 ECOChain 嗎？
After listening to the guest's self-introduction, it is a great honor to talk to such a good person.Then I'll continue to ask, can I introduce our ECOChain?
嘉賓：好的。ECOChain是一個基於 POS 共識算法的公有鏈。我們在2017年做技術定型到2019年10月主網上線，底層部分開發歷時2年。
Ok. ECOChain is a public blockchain based on POS consensus algorithms. We started R&D since 2017, go live on Mainnet in late 2019, and the overall underlying part took 2 years to develop.
同時我們也為了區塊擴容TPS交易速度做了較好的提高，為了更好的提高區塊鏈應用，ECOChain 底層系統中融入了 UTXO系統。便於使用者交易的同時，ECOChain更注重系統安全性與擴展性，再採用了POS 算法上運行權益證明共識機制，並使用虛擬機（VM）作為支持並執行智能合約跨鏈，完成了ETH完整的無縫對接。
At the same time, we have also done a better job of expanding the trading speed of TPS for block expansion, and in order to better improve blockchain applications,the UNDERlying system of ECOChain incorporates UTXO systems. While facilitating user transactions, ECOChain pays more attention to system security and scalability, then uses the POS algorithm to run the benefit proof consensus mechanism, and uses virtual machines (VMs) as support and execution of smart contract cross-chaining, complete seamless docking of ETH.
此外，我們的高交易速度（560 TPS）和短塊創建（32 秒）可以為所有交易提供更快的確認。
In addition, our high transaction speed (560 TPS) and short block creation (32 seconds) provide faster confirmation of all trades.
在上個月，我們同時完成了神域系統的研發並對外開源，可確保鏈上以及鏈下跨鏈等信息的準確及時傳遞，本次 EFG 的 definitely 產品我們已經成功的融入了神諭系統的使用。
Last month, we also completed the research and development of the Oracle system and open source to the public, to ensure that the cross-chain and other information accuracy and timely transmission, this EFG's definitely products we have successfully integrated into the use of the oracle system.
如果想了解更多請進入官網：https://ecoc.io/或者關注公眾號（ECOChain The company）
For more information, go to the website: https://ecoc.io/ or follow (ECOChain The company)
02
ECOChain在金融領域的應用有巨大潛力
主持人：可以了解到ECOChain是一條獨立的公鏈，並且19年主網已經上線到現在可以說已經很成熟了。在此也希望ECOChain生態可以做得越來越健壯，DApp越來越多。
You can see that ECOChain is a separate public chain, and 19 years after the main network has been online can be said to be very mature. Here also hope that ECOChain ecology can do more and more robust, DApp more and more.
那繼續下一個問題，請問ECOChain希望解決哪些問題呢？
So move on to the next question, what does ECOChain want to address?
嘉賓：好的！ECOChain是以POS作為系統共識機制，系統內部支持VM虛擬機，ECOChain 系統內支持部署只能合約。那麼以上述兩點作為基礎，首先POS權益證明無需消耗大量的資源去做運算，POS 降低了驗證者的成本同時提升了系統的運行效率，使得ECOChain鏈上的交易效率以及交易成本優於以太坊（目前TPS在560，短塊創建僅需32秒），在智能合約的加持下ECOChain上完全具備可以構建大量DeFi協議條件。
Ok! ECOChain is a system consensus mechanism based on POS, which supports VM virtual machines internally and can only be contracted for deployment within ECOChain systems. So on the basis of these two points, first, POS benefits prove that there is no need to consume a lot of resources to do computing, POS reduces the cost of the validator while improving the operational efficiency of the system, making the ECOChain chain trading efficiency and transaction costs better than Ethereum (currently TPS at 560, short block creation only 32 seconds), under the smart contract holding ECOChain fully equipped to build a large number of DeFi protocol conditions.
另一方面當下眾多的公鏈系統，難以部署DeFi的原因在於資產豐富度不足，跨鏈技術薄弱使得鏈上成為了沒有車的「高速公路」。所以目前DeFi的部署仍舊需要與以太坊等系統進行一個聯動，以及金融模型的不健全造成了definitely部分產品的生命周期短暫。
On the other hand, many public chain systems, it is difficult to deploy DeFi because of the lack of asset richness, weak cross-chain technology, making the chain become a car-free "highway". So the current deployment of DeFi still requires a linkage with systems such as Ethereum, and the insanity of the financial model has resulted in a short life cycle for some of the definitely products.
而對於 ECOChain 而言，其可以將其他鏈上的資產以原子交換的形式，「跨鏈」至自身系統來實現系統資產豐富度，跨鏈過來的ECOC標準的「包裝代幣」可以無問題地加入 ECOChain的DApp，配合神諭系統，使得ECOChain在金融領域的應用有著巨大的潛力。本次ECOC生態發行的EFG借貸definitely產品就是一個跨鏈型借貸產品。我們將在2021年初完成ETH、BTC等可執行的跨鏈借貸。
For ECOChain, it can be other chain assets in the form of atomic swap, "cross-chain" to their own systems to achieve system asset richness, cross-chain ECOC standard "packaging tokens" can be added to ECOChain's Dapp without problems, with the oracle system, so that ECOChain applications in the financial field has great potential. The EFG Lending Definitely product, launched by ECOC ecosystem, is a cross-chain lending product. We will complete executable cross-chain lending such as ETH,BTC, etc. by early 2021.
03
ECOChain是一個剛剛完成的公有鏈系統
主持人：您上面介紹到 ECOC 生態已經發布了EFG借貸Definitely跨鏈型借貸產品，那請問ECOChain生態現在有哪些產品呢？
As you mentioned above, ECOC Eco has released EFG Lending Definitely Cross-Chain Lending Products, so what products does ECOChain Eco have now?
嘉賓：在這裡我們首先要闡明一個觀點，ECOChain是一個剛剛完成的公有鏈系統，他不具備 ETH 的時代，也不具備更好的背景。我們技術秉承了不斷探索和追求更好的領域發展基礎的研發精神，首先ECOChain官方技術人員不會以技術應用作為Token 發行的主要行為目標。
Here we begin by clarifying the point that ECOChain is a new public chain system that didn’t have the luxury to go through the ETH era. Our technology is based on the research and development spirit of constantly exploring and pursuing better areas, starting with the fact that ECOChain's official developers do not target technology applications as the primary behavior of Token's release.
截至目前，ECOChain上的DApp已知正在研發的有AI系統、法律文件溯源系統、地產文件儲存系統、非同質化Token簡易遊戲系統和DeFi金融系統。
Until now, DApp on ECOChain is known to be developing AI systems, legal document traceability systems, real estate file storage systems, non-homogenized Token gaming systems, and DeFi financial systems.
未來會有更多的技術人員或者是技術愛好者在ECOChain生態一起來完善它！
In the future, more technicians or technology enthusiasts will come together to perfect ECOChain ecosystem!
主持人：請問還有哪些機構投資了ECOChain生態呢？
Which other institutions have invested in ECOChain Ecology?
嘉賓：ECOC 在今年獲得了7個資本方的注資與投入，如創世資本、幣世界、tai基金、布洛克資本等等。
ECOC received capital injections from seven capital parties this year, such as Genesis Capital, Bi Shi Jie, Thai funds, Block Capital, and more.
04
借貸是搭建DeFi生態的基本場景
主持人：咱們繼續下一個問題。據了解，ECOChain 生態具有三種 Token，且都上了 MXC。那能跟大家介紹下 ECOC、EFG和 GPT 三者之間的關係？
Let's move on to our next question. EcoChain Ecology is known to have three Tokens,all of which are on the MXC. Can you tell us about the relationship between ECOC, EFG, and GPT?
嘉賓：借貸是目前DeFi中較為常見的場景，也是一個搭建 DeFi 生態的基本場景。ECOChain 的借貸協議中會涉及到三個通證，ECOChain 的原生通證 ECOC、EFG 協議中的借貸代幣 EFG以及寬限期代幣GPT。
Borrowing is a more common scenario in DeFi today, and it is also a basic scenario for building a DeFi ecosystem. ECOChain's lending agreement involves three certificates, ECOChain's native coin ECOC, the lending token, EFG, and the grace period token, GPT.
在這個借貸協議中，用戶可以在協議內向智能合約抵押 ECOC 代幣，此時會以60%的質押率為基礎給用戶發放 EFG 代幣作為借貸資產，而抵押資產不僅可以是 ECOC，未來也將支持以太坊、比特幣等等主流資產作為抵押品。
In this lending agreement, the user can mortgage ECOC tokens to the smart contract within the agreement, at which point EFG tokens are issued to the user on a 60% pledge rate as a lending asset, and the mortgaged asset can be other then ECOC, but will also support mainstream assets such as Ethereum, Bitcoin and other collateral in the future.
而用戶歸還 EFG 代幣時，需要將利息一併歸還。利率是按照每天萬分之三計算，總利息計息取決於區塊的時間戳。當用戶資產質押率低於60%以下時，智能合約將開啟清算，即抵押品比如ECOC代幣會被清算機制扣除。
User will have to return EFG together with the interest. The interest rate is calculated at 0.03% per day, and the total interest charge depends on the time stamp of the block. When the user's asset pledge rate is below 60%, the smart contract commence liquidation, i.e. collateral such as ECOC tokens is deducted from the clearing mechanism.
由於在 ECOC與EFG 雙幣種市場價格波動的基礎上，會出現一定的性的非理想化利潤獲取，導致一些用戶的資產挪用後無法及時償還，所以 EFG、DeFi系統設定了合約延期功能，繳納借貸金額等值5％的GTP即可延期7個小時，而更加合理的是在你預期無法償還的一定時間內，我們會有280個區塊的延長期為您提供合約延長保證金的繳納， GPT代幣是EFG 借貸行為中投資者風險延期利益保障的主要因素。
Since the fluctuations in the market price of ECOC and EFG, there will be some non-idealized profit acquisition, resulting in some users' assets being misappropriated and unable to repay in time, so the EFG DeFi system set the contract extension function by paying the loan amount equivalent to 5% of GPT, it can be extended for 7 hours to prevent liquidation of asset, and also a reasonable period of time if your unable to repay, we will have 280 blocks of extended period to provide you with the contract extension margin payment, GPT Tokens are the main factor in the protection of investors' risk deferred benefits in EFG lending behavior.
而對於 GPT 而言，其自身具備了超強應用環境之外，更加富裕了它資本價值，無論是 EFG 的貸款還是 EFG 的質押獲取 GPT 代幣，其實從代幣價值上漲的角度上都會為持有者帶來較高的價值空間。無論是挖礦獲取 GPT 還是獲取借貸獲取EFG 都會為參與者帶來一定的收穫。
For GPT, its own ultra-strong application environment, more affluent its capital value, whether it is EFG loans or EFG staking to obtain GPT tokens, in fact, from the perspective of the value of tokens will bring a higher value for holders. Whether it's mining for GPT or borrowing for EFG, participants get something.
當然也許有的社區夥伴問，你們為什麼要發行 GPT 為什麼直接使用 EFG 作為合約延期，這樣一個Token有兩種應用，豈不是更加可以賦能他的資本價值，其實最早我們也這樣考慮過。
Of course, some community partners may ask why we are issuing GPT and not directly using EFG as a contract extension, so that a Token has two applications, would not it be more able to give him capital value, in fact, we thought about it at the earliest.
所以我們做了少量的 GPT 發行並且以挖礦的形式出現，為更多的社區夥伴提供一些福利。同時也帶動了 EFG 的流通性減少環節！說到這裡想必大家就可以理解了 ECOChain 生態的金融模型！
So we did a small number of GPT releases and they appeared in the form of mining to provide some benefits to more community partners. It also drives the reduced liquidity of EFG! Speaking of which, you can understand the financial model of ECOChain Ecology!
但是我們有另外一個擔心就是償還等值，EFG 的流通與償還形成了等值的時候怎麼辦或者是溢出的時候怎麼辦？想償還沒有了，這是一個不人性化的舉動。
But we have another concern is the equivalent of repayment, EFG circulation and repayment formed the equivalent or overflow? this is a dehumanizing move.
05
EFG有90%是由借貸產生
主持人：這種多幣方式完美地將三種Token在ECOChain生態流通，增加了生態的繁榮和運用。這部分也是ECOChain生態最重要的部分，如果大家有任何問題可以在下面提問環節諮詢，咱們嘉賓會進行解答。
This multi-currency approach perfectly circulates three Tokens in ECOChain, increasing the prosperity and use of the ecology. This part is also the most important part of ECOChain ecology, if you have any questions can be asked in the following question session, our guests will answer.
我們繼續提問，上面嘉賓向我們介紹了ECOChain生態三種Token之間的關係中。其中EFG 和 GPT 是最近上線的上線抹茶，而且表現很好。請問EFG和GPT發行量多少，是怎麼分配的呢？
As we continue to ask questions, the guests above introduce us to the relationship between ECOChain Eco-Token. Where EFG and GPT are the most recent online matcha, and perform well. What is the EFG and GPT circulation and how is it allocated?
嘉賓：EFG總量固定100萬枚，10%將由發行人預扣，90%將由貸款智能合約轉移和擁有，也就是說EFG有90%是由借貸產生，而 EFG 將不會銷毀也不會被增發。
The total amount of EFG is fixed at 1 million, 10% will be withheld by the us, 90% will be transferred and owned by the loan smart contract, i.e. 90% of the EFG will be generated by borrowing, and EFG will not be destroyed and will not be increased.
GPT 總量1萬枚，僅用於延遲抵押品的清算。與EFG代幣類似，90%的GPT代幣最初存入貸款智慧卡，10%將由發行人預扣。
The total number of GPT is 10,000 and is used only to delay the liquidation of collateral. Similar to EFG tokens, 90% of GPT tokens are initially deposited into a loan smart card and 10% will be hold by us.
目前，EFG 流通量僅有約為10萬枚，而有大概8萬多枚 EFG 代幣在用於挖礦 GPT，這個數據一直在增加。倘若100萬枚 EFG 同時挖礦 GPT，以目前系統的算法預計三個月完全釋放9000枚 GPT，而按照目前實際情況 EFG 挖礦至少要持續兩年以上才能挖完所有的 GPT。
Currently, there are only about 100,000 EFGs in circulation, and there are over 80k EFG tokens mining GPT, which is increasing. If 1 million EFG mined at the same time, 9000 GPTs are expected to be fully mint in three months using the current system's algorithms, while in the current reality EFG mining will take at least two years to completely mine all GPT.
主持人：這樣的話，可以理解為無論是 EFG還是GPT 都屬於早期，並且從上線以來的漲勢來看，表現還是不錯的，大家可以關注下。
In this way, it can be understood that both EFG and GPT are early, and from the ups and downs since the start of the line, the performance is still good, you can pay attention to.
那順勢問下，EFG 現在市值多少呢，這個方便透露嗎？
Then the homeopath asked,EFG now market value of what, this is convenient to disclose?
嘉賓：我們用一個簡單的計算方式就可以計算出來 EFG 真正的流通市值，我們剛才提到了一個數據 ，就是挖礦的 EFG 是8萬枚證明流通有大概2萬枚。我們用2萬×現有價格就好了，按照現在的價格 2萬×140 = 280萬。在所有項目中， EFG 的市值只是項目的開始而已！
The calculation of the market value is very, as we just mentioned that the EFG for mining is over 80k, which prove that there are 20k in circulation. We used 20k X the current price, and the current price of 20000 × 140 = 2.8m. The market value of EFG is just the beginning of the project!
主持人：請問 GPT 的市值有多少呢，也可以透露一下嗎？
What is the market value of GPT, can you also reveal?
嘉賓：區塊鏈本身的精神就是去中心化公開透明，完全可以透露，按照我們現有的數據，完全公開的數據，GPT 流通量1000枚乘現有的市值，1000×5000=540萬美金的市值。
The purpose of blockchain to be transparent, and it is perfectly possible to disclose that, according to our available data, the GPT circulation of 1000 pieces multiplied by the existing market value, 1000×5000 - $5million market value.
不過大家可以通過 ECOC 區塊瀏覽器看到有 600個GPT 並未轉出，所以我們要減去600，還剩下400。
However, you can see through the ECOC block explorer that 600 GPTs are not withdraw out, so we're subtracting 600, leaving 400.
按照現有市值帳戶的總額計算 GTP 現有流通量 256枚 計算市值是 256×5000=123萬美金。
Based on the total amount of existing market cap accounts, GTP's current market capitalization of 256 is 256×5000 = $1.28 million。
06
比特幣是行為金融的最好案例
主持人：這也再次證明了，EFG和GPT屬於早期，還有無線可能。我們繼續提問，EFG 白皮書中提到行為金融學理論的融入它是如何促進行為交易者的交易動機？
This proves once again that EFG and GPT are early days, and that wireless possibilities are possible. Let's continue to ask,how does the integration of behavioral finance theory, mentioned in theEFG white paper, promote the trading motivation of behavioural traders?
嘉賓：這個問題很好，我們的金融分為兩個板塊，第一個板塊就是傳統金融，屬於超級規範性金融，比如銀行，典當行等等，那麼這個世界還有一種金融模式就是行為金融，我們大家都身在其中。
That’s a good question, our finance is divided into two sectors, the first sector is traditional finance, belongs to super-normative finance, such as banks, pawn banks and so on and they also exists a type of financial model in it, it is behavioral finance.
比特幣就是行為金融的最好案例。EFG 與GTP 也是，他具備了少量與必須的基本元素，少量的發行，必須償還的特性，這樣促進了加以這的交易行為，而借貸部分出現了借貸行為借貸者已經盈利百分之二十，這樣形成了借貸者的交易動機，所以就完成了上述理論，當然行為金融學有投機理論部分也包含在了 EFG 與 GTP 當中！
Bitcoin is the best example of behavioral finance. EFG and GTP as well, he has a small number and necessary basic elements, a small number of issues, must repay the characteristics, which promotes the trading behavior, and the lending part of the borrower has been 20 percent profitable, thus forming the borrower's trading motivation, so the above theory is completed, of course, behavioral finance speculative theory part is also included in the EFG and GTP!
主持人：能給我們介紹下ECOC生態的借貸系統嗎？用戶應該如何參與？
Can you introduce us to the ECOC ecological lending system? How should users participate?
嘉賓:EFG 借貸系統中我們融入了雙代幣波動性結算方式，借貸結算也是根據雙代幣的波動價格來做結算 ，可以使用 ECOC 借貸 EFG 同時也可以用 EFG 去抵押挖礦 GPT 這樣形成了原有生態與礦工生態的和諧共振，同時促進了生態發展與循環。
EFG lending system we have integrated the double token volatility settlement method, the loan settlement is also based on the double token volatility price settlement, you can use ECOC to borrow EFG and we could also use EFG to stake mining for GPT, so as to form the ecosystem and miners ecological harmony resonance, while promoting ecological development and circulation.
在借貸的過程中，抵押挖礦與雙邊波動成為了社區生態發揮的佳契機點！同時也完全的提供了基本面數據顯示！保證了操作這可以通過基本分析，流通量以及市值結果，從而完成盈利 ！
In the process of borrowing , mortgage mining and bilateral fluctuations have become a good opportunity for community ecology to play! At the same time also fully provides fundamental data! Guaranteed operation this can be achieved through basic analysis, liquidity and market value results, thus achieving profitability!
主持人：如果大家沒什麼問題，本期AMA就到此結束咯，時間已經差不多了。耽誤大家晚上休息時間了，再次謝謝大家捧場，更感謝大家關注 ECOChain 生態項目，相信會給大家帶來更多驚喜！