🔥 Fire Calculator

Calculate your path to Financial Independence and Retire Early (FIRE)

Discover when you can achieve financial freedom using the proven 4% rule and FIRE methodology

Your Financial Information

Current Age

After-tax Annual Income ($)

Annual Expenses ($)

Current Investment Portfolio ($)

Annual Investment Contributions ($)

Expected Annual Return (%)

1% 7% 15%

Estimated Annual Retirement Expenses ($)

Your FIRE Results

FIRE Goal Amount

$1,000,000

FIRE Age

Years to FIRE

Current Savings Rate

25%

Calculation Details

Withdrawal Rate: 4.0%

Annual Savings: $20,000

Monthly Savings: $1,667

Portfolio Growth Projection

Annual Breakdown

Year	Age	Starting Balance	Contributions	Investment Return	Ending Balance

Frequently Asked Questions

Important Disclaimer

This calculator provides results for educational and informational purposes only and does not constitute financial advice. Actual investment returns may vary due to market fluctuations, and past performance does not guarantee future results. Please consult with a qualified financial advisor before making important financial decisions. FIRE planning requires consideration of individual circumstances including health, family responsibilities, inflation risks, and other factors.