真財網視點:疫情之下,面臨破產的美國青年
真財網導讀:
隨著時間邁入九月,國內疫情逐步得到控制,人們的生活正在逐步恢復正常秩序。然而疫情在國外的狀況卻仍舊不容樂觀,數據顯示,美國累計確診人數已經超過600萬,並且還在以飛快的傳播速度感染越來越多的人。疫情帶來的社會停滯對於美國人的影響已經逐步顯現,近日,美國當地一家調查機構對於疫情下的「破產」人數做了一個統計,情況極為不樂觀。
Since the outbreak, 14 percent of Americans (as many as 46 million people) have said they have run out of emergency savings and 11 percent have had to borrow to cover their daily expenses, according to the latest survey monkey survey.The new coronavirus crisis has caused unprecedented economic and social damage, making millions of Americans unemployed or reducing working hours and wages.
真財網譯:
自從疫情爆發以來,美國已經有近14%(近4600萬)的人表示自己已經耗盡了所有積蓄,在其中,近11%的人不得不靠借錢來維持自己的日常生活開銷。新冠病毒帶來的危機對社會經濟造成了前所未有的破壞,數百萬美國人失業或者減少了工作時間和薪水。
Broken down by age, older millennials are in the worst financial position: about a quarter (26%) of young people aged 25 to 34 say they have completely exhausted their emergency savings, compared with only 6% of the baby boomers over 65, according to the survey.The error margin of the survey is plus or minus 2 percentage points.
The survey echoes other recent findings. These findings indicate that many American families are facing financial difficulties in the face of high unemployment and the recession caused by the new epidemic.
真財網譯:
如果按照年齡進行劃分的話,年齡較大的「新青年」財務狀況最差:調查顯示,25-34歲的年輕人中約有四分之一已經完全花光了自己的所有積蓄,而65歲以上的人這一比例職業6%。根據以往經驗,這部分數字的誤差不會超過2個百分點。這些數據呼應了現實的狀況,面對疫情帶來的高失業率及經濟衰退,不少美國家庭正在面臨嚴重的財務危機。
As of the latest statistics, the current unemployment rate in the United States is 10.2%, which means that about one tenth of the U.S. workforce cannot find a job.
In addition, statistics show that while some Americans save more than ever, far more people are struggling with their finances than those who are financially sound.
The study also said that the number of people with less emergency savings is now about three times that before the outbreak.
真財網譯:
最新的統計數據顯示,目前在美國,人口的失業率達到了10.2%,這意味著每十個美國人當中便有一個人正在處於失業狀態。此外,報告數據顯示,儘管目前疫情讓部分美國人的儲蓄變得比之前任何時候都多,但是受到財務狀況打壓限制的人數遠遠多於財務狀況尚佳的人。目前,應急儲蓄變少的人是疫情爆發前人數的三倍有餘。