受全球疫情影響，2020年是一個十分特殊的年份，各行各業都遭受疫情的影響，全球經濟發展受到了十分嚴重的影響。區塊鏈技術的發展和應用卻不能停滯，尤其是區塊鏈技術近年來正處於高速發展的階段，趨勢已成，疫情也不能阻擋。在經歷快速發展、清理整頓後，數字資產交易迎來了創新發展階段。數字資產交易開始運用現代科技創新業務模式、業務流程，幫助金融服務提質增效。其中，區塊鏈技術在交易所業務創新中扮演重要角色，那麼，區塊鏈為何會成為數字資產交易業務創新的重要技術手段？
Affected by the global epidemic situation, 2020 is a very special year. All walks of life are affected by the epidemic, and the global economic development is seriously affected. However, the development and application of blockchain technology can not be stopped, especially in recent years, the blockchain technology is in the stage of rapid development, the trend has become, and the epidemic situation can not be stopped. After experiencing rapid development and rectification, digital asset trading has ushered in the stage of innovation and development. Digital asset trading began to use modern technology to innovate business models and business processes to help improve the quality and efficiency of financial services. Among them, blockchain technology plays an important role in the business innovation of the exchange. So, why does blockchain become an important technical means of business innovation of digital asset exchange?
數字資產又是如何開展區塊鏈實踐的？
去年是區塊鏈發展的重要一年，重要的事件扎堆，IEO模式的興衰，Libra和DCEP，區塊鏈公司上市，區塊鏈成為我國重要戰略領域等等，說明區塊鏈技術不斷發展完善，十分迅速，與傳統行業在逐步的接軌。
2020年則更進一步，縱觀全年區塊鏈技術的發展，我國首先更近一步，將區塊鏈技術確立進入新基建範疇。年內，眾多數字貨幣跟隨BTC開始減產，Defi進入爆發期，掀起一陣熱潮，IPFS的激勵層完善，DCEP開始部分落地測試，Libra更換名稱，ETH升級2.0。
可以說，央行數字貨幣和以Libra為代表的全球穩定幣體現了區塊鏈在貨幣和支付領域的應用，目前已受到諸多關注。央行數字貨幣和全球穩定幣除了應用於支付場景以外，也應用於金融交易場景。與支付場景相比，金融交易場景受到的關注較少，但其重要性不容忽視，理解金融交易場景的關鍵是區塊鏈如何應用於金融交易後處理。
It can be said that the digital currency of the central bank and the global stable currency represented by Libra embody the application of blockchain in the field of currency and payment, which have attracted a lot of attention. The central bank digital currency and global stable currency are not only used in payment scenarios, but also in financial transaction scenarios. Compared with payment scenario, financial transaction scenario has received less attention, but its importance can not be ignored. The key to understand financial transaction scenario is how to apply blockchain to financial transaction post-processing.
對於這一點，盛大公鏈走在了諸多公鏈的前面
盛大公鏈的金融交易後處理包含從交易完成到最終結算的過程，核心是證券和資金的清算和結算。眾所周知。證券指可交易的金融資產，證券被發行以向投資者募集資金；資金指電子化的中央銀行貨幣（不包括現金）和商業銀行存款等支付工具；最終結算指證券和資金不可撤銷和無條件完成轉移的時刻。
就如盛大公鏈應用於金融交易後處理是一個範式轉換，是從帳戶範式到Token範式。但僅靠範式轉換不足以支持在金融交易後處理中引入區塊鏈的必要性和合理性，關鍵要證明區塊鏈能提高效率，降低風險，並保留目前模式的優點，為此盛大公鏈一直在努力構建屬於自己的特色數字生態。
今天的，我們也可以看出，區塊鏈技術能夠在消費金融行業快速取得突破並非毫無來由。
透過現象看本質，區塊鏈的分布式、去中心化、不可篡改等特性能夠有效解決隱私安全保護、信息可溯源、交易和推行、數據真實性和流程處理效率等問題，而這些恰恰是消費金融行業在新的發展階段亟待解決的痛點。
在過去的幾年中，伴隨金融產業數位化的加速，消費金融行業呈現出線上化、即時化等發展特徵。而移動網際網路催生的用戶習慣變遷，也使得消費金融服務的產品和運營模式都發生了天翻地覆的變化。舉例子來說明，就是聯合風控的興起，在行業共債風險不斷攀升的市場環境下，各機構急需解決信息的網際網路互通問題，包括同業甚至異業的協作建模、數據共享。
如今很多人在做區塊鏈應用，都跳不出以太坊底層框架極限的束縛，就如受限於摩託羅拉時代，你只能停留在做雙卡雙待，滑蓋等等的創新，現在的區塊鏈應用如出一轍，都停留在借貸等簡單的DeFi領域，但是我們要知道，這些應用其實都還屬於上一代的單鏈時代。我們無法用單鏈時代的思維去想像多鏈時代的豐富應用，就像無法用單機時代做俄羅斯方塊的邏輯，去想像未來的世界。
Nowadays, many people are making blockchain applications, but they can't jump out of the shackles of the bottom frame limit of Ethereum. For example, limited by the era of Motorola, you can only stay in the innovation of dual card, double waiting, sliding cover and so on. The current blockchain applications are the same, all staying in the simple field of DFI such as lending. However, we should know that these applications actually belong to the single chain era of the previous generation. We can't imagine the rich application of Multi Chain era with the thinking of single chain era, just as we can't use the logic of Tetris in single chain era to imagine the future world.
未來的區塊鏈世界是怎麼樣的，就讓我們跟隨盛大公鏈一起去暢想，一起去發現。