簡介：Le Bond Finance 為全球不動產類 NFT 項目，著力打造世界首創的全球不動產區塊鏈交易平臺。通過引入去中心化金融（DeFi）生態，GameFi玩法及數位化信用體系機制，改變實體資產流通交易形式與價值實現模式，使用戶可享受便捷的全球資產流通以及鏈上借貸等一系列金融衍生品服務。
12月9號，Le Bond Finance創始人Kenny Chai受邀參與了Virgox組織的線上AMA，此處為AMA實錄：
主持人：Hi Kenny Nice to meet you! Lets get started!Thank you to join the VirgoX AMA today.We have invited the Co Founder of Le Bond Finance - Kenny and VirgoX CEO Adam to join us Today.Welcome Kenny and Adam! Le Bond is a new NFT project that gonna do pre-sale on VirgoX. Today we are glad to bring both VirgoX Founder and Le Bond Finance Founder to an AMA.
嗨大家好，今天我們邀請了Le Bond Finance的聯合創始人-肯尼（Kenny）和VirgoX執行長亞當（Adam）參與我們的AMA。歡迎肯尼（Kenny）和亞當（Adam）！ Le Bond是一個新的NFT項目，將在VirgoX上進行預售。
Kenny:A slight introduction of myself, I’m Kenny from Singapore. As an aspiring entrepreneur, I had travel china, Malaysia, hongkong and macau dealing with IT and property business.I believe in putting ideas into reality. The keywords to my current career is action and innovation.Currently we are the first property developer to re-innovate commercial building into high end cutting edge smart building. We are using clean energy technology and had been acknowledge by Singapore government in our designs. We also launch a fin-tech platform that help smart building with human resource management with payment feature addin. Using this as a base, bond token is launch to aid this technology. I am proud to introduce lebond finance to everyone.
我簡單做個自我簡介，我是來自新加坡的Kenny。我曾在中國，馬來西亞，香港和澳門從事IT和房地產業務。我的職業理念是將想法變為現實，並持續保持行動力和創新性。目前，我們是第一家將商業建築重新創新為高端尖端智能建築的新加坡房地產開發商。我們通過清潔能源技術等創新技術，在業內得到了新加坡政府的認可和支持。我們還啟動了一個金融科技平臺，該平臺可通過帶有支付功能插件的人力資源管理來幫助智能建築。以此為基礎，我們發行了BOND來賦能這個平臺。我為向所有人介紹Le bond Finance而感到自豪。
Adam：Hey everyone, thank you for joining us a new series of AMA with Le Bond Finance fonder Kenny. For today's session, you will be able to see a very interesting combination of NFT token supported by real life property. Kenny has tremendous experience in the real estate market and has a solid understanding of financial markets . It is excited for us to 主持人 Kenny here for today's AMA. Please also pay attention to our Le Bond token Pre-sale starting in less than 24 hours. The Presale is the first of its kind for Le Bond Project. It will also be listed with us first in the middle of December.
大家好，謝謝Le Bond Finance創始人Kenny參與我們的AMA。 在今天的會議中，您將能夠看到現實資產和NFT非常有趣的結合。Kenny在房地產市場上擁有豐富的經驗，對金融市場有紮實的了解。我們很高興今天在這裡介紹這個項目。我們的BOND代幣預售會在不到24小時內開始。 這是Le Bond項目的首次預售。它還將於12月中旬上線我們交易所。
主持人：The second question here will be more on the project, Why Lebond Finance select Real Estate to be its target?這裡的第二個問題將更多地放在該項目上，為什麼Lebond Finance選擇房地產行業作為目標呢？
Kenny C: Sure! Actually that’s greatly due to our line of work and experience, allow me to explain:
當然！實際上，很大程度上要歸功於我們的工作和經驗，請允許我解釋一下：
We had been working on property and international IT business for more than 10 years. We had vas contacts in Singapore, Malaysia, China, hongkong and Macau. Turning concept into business is what we do. As Akira Mori said:」in my experience, in the real estate business pass success stories are generally not applicable to new situations. We must continually reinvent ourselves, responding to changing times with innovative new business modes」. That’s why we combine blockchain and real estate business together.
我們從事房地產和國際IT業務已超過10年。我們在新加坡，馬來西亞，中國，香港和澳門都有很多的合作夥伴。將概念變成業務是我們的核心競爭點。正如房地產巨鱷Akira Mori 所言：「以我的經驗，在房地產行業中，成功案例通常不適用於新情況。我們必須不斷重塑自我，以創新的新商業模式應對瞬息萬變的時代。」因此，我們將區塊鏈和房地產業務結合在一起。
And also Real estate in Singapore had been on a healthy track. CBRE data shows that in 2019, capital flight from mainland China and hongkong led to surge in cross border capital transaction in Singapore, during transaction volume to 4.9Billion usd in 2nd half of the year. Up from 73%. Comparing rental ratio, Singapore Tokyo, hongkong and Beijing are still the most expensive cities in Asia region. Singapore rose the most (6.9%) vs Tokyo(3.7%) and Beijing (stagnant)
新加坡的房地產業也步入健康軌道。世邦魏理仕的數據顯示，2019年，來自中國大陸和香港的資本外逃導致新加坡的跨境資本交易激增，下半年交易量達到49億美元。從73％上升。相比之下，新加坡，東京，香港和北京仍然是亞洲地區最昂貴的城市。新加坡（6.9％）比東京（3.7％）和北京（停滯）漲幅最大
We believe that I order to make one thing work, first you had to have strength and resources in the region, combining with the correct resources and direction. That’s how Lebond finance is bond.
我們相信，我要想成就一件事，首先，您必須在該領域有一定力量和資源，並結合正確的資源和方向。這就是Lebond金融的債券。
主持人: The data is impressive! and also I agree. In order to make one thing work, you had to have strength and resource in the region! So lets come with our Fourth question, we all know that a lot of NFT products rising in the market right now. Whats the difference that make Lebond Finance Stand Out?
數據令人印象深刻！我也同意。為了使一件事起作用，您必須在該地區擁有實力和資源！因此，讓我們提出第四個問題，我們都知道現在市場上有很多NFT產品在崛起。 讓Lebond Finance脫穎而出的區別是什麼？
Kenny C:NFT is now regarded as a digitalised ownership of an art but it has no impact beyond that while the most prominent and real problem we solved is to "Give NFT Utility". We want to create something addressing users』 need while bring the obscure blockchain to simple but useful and fun apps, only a few clicks away.
NFT現在被廣泛視為藝術品數位化憑證，但除此之外，它貌似沒有其他用處，而我們解決的最突出，最真實的問題是「給NFT賦予真正的實際價值」。 我們希望創造一些滿足用戶需求的東西，同時將隱晦的區塊鏈帶到簡單但有用且有趣的應用程式中，可能只需單擊幾下即可。
Le Bond Finance is designed to provide liquidity for the property market. Aiming to be the first NFT platform to serve the real estate market, we use decentralized financial model (DeFi) to tokenize property projects.
Le Bond Finance旨在為房地產市場提供流動性。 致力於成為第一個服務於房地產市場的NFT平臺，我們使用去中心化金融（DeFi）對房地產項目進行了代幣化。
As for the advantages over other NFT projects, we would take it into two parts:
至於相對於其他NFT項目的優勢，我們將其分為兩個部分：
Tangible backed asset is the key advantage. In the current NFT market, most of the project only had projected value base on their 「limited quantity」 which doesn’t provide any real collective purpose. 1.有形資產是關鍵優勢。 在當前的NFT市場中，大多數項目的價值僅靠所謂的「稀缺性」，而不提供實際真正價值。
Le Bond Finance used Singapore financial tower with valuation of 50 million USD as baseline to issue Le Bond NFT, Lux Card. Lux card can enjoy both on chain growth as well as CBD asset class dividend payout.
Le Bond Finance以一棟新加坡商業CBD（估值為5000萬美元）為基準發行Le Bond NFT，Lux Card。Lux卡可以享受代幣增值以及CBD資產類別的股息派發。
Innovation is the key to success. We combine our Bond Token with NFT Lux card, their interchange relationship will boost each other value, increasing each other demand and limit supply cap.2.創新是成功的關鍵。 我們將BOND代幣與NFT LuxnCard結合使用，它們的互聯關係將賦能彼此的價值，在有限供應上線之後，彼此增加需求。
While we enabled Mining, Auction and Trading for an NFT, so its utility goes beyond just ownership.
Our whole team believes in 「Blockchain for Good」 and has a track record of delivering applications that gains mass adoption.
雖然我們為NFT啟用了「採礦，拍賣和交易」功能，但其實用性不僅限於所有權。
我們整個團隊都堅信「區塊鏈能造福現實世界」，並有著將實際應用推向市場的良好經驗。
主持人:Sounds good! I believe we can see that Lebond Finance is prepared to be one of the best project!
We know that Lebond Finance is coming to VirgoX around mid December, What’s the future listing plan and road map for LeBond Finance?聽起來不錯！ 我相信我們可以看到Lebond Finance準備成為最好的項目之一！
我們知道Lebond Finance將於12月中旬左右上線VirgoX，LeBond Finance的未來上所計劃和路線圖是什麼？
Kenny C：For the roadmap, we』d love to focus on our tokenomics perfection and promotion first. That’s part of the key how this GameFi can finally work. 對於路線圖，我們首先會先專注在我們經濟模型的完善和推廣上。這是GameFi最終是否能玩得轉的關鍵因素。
Basically, People can get involved with 2 parts.
簡單來說，用戶可通過兩種方式來參與：
1. Stake to Play (S2P)
user simply stake BOND into BOND POOL to get 2 types of rewards.
Stake to Play（S2P）質押挖礦用戶只需要質押BOND進入BOND池子，就可以獲得兩部分獎勵。
A. BOND token, 50% of the total supply will be used for this reward. Daily max staking reward reward is fixed at 150,000 BOND
B. Lux Card (NFT), Daily generating 15 NFT cards to reward staking user, regardless of stake amount
A. BOND代幣，總供應量的50％將用於此獎勵。 每日獎勵釋放為150,000 BOND
B. Lux Card（NFT），每天生成15張NFT卡以獎勵Stake白名單用戶，跟質押多少沒有關係
- 2. NFT Mining
Lux Card (NFT) is the proof of eligibility for CBD asset dividend payout. User can buy, sell or trade it (on our own marketplace). For users that own it shall be able to receive up to 20% of Le Bond Tower dividend payout. Lux Card series will add in branded merchant name as indicators, they will be differentiate into Common, Rare, Epic types of card. The different of each card only affects NFT mining rate, payout of Le Bond Tower dividend however will be same rate through regardless the types of card.
-2. NFT挖礦
Lux Card（NFT）是CBD資產每年利潤分紅資格的證明。用戶可以在我們自己的市場上購買，出售或交易Lux Card，對於持有用戶來說，最高可以獲得20%的商業分紅。 Lux Card系列將以入駐CBD的品牌方命名具體Lux Card，Lux Card將分為普通卡，稀有卡，史詩卡。每張卡的不同只會影響NFT的開採率，無論何種卡類型，Le Bond Tower的分紅都是相同的。
Common: 1
Rare: 1.2
Epic: 2
Bond NFT Mining (NM) is designed reward user for long term holding. Total quantity of 5%, 15,000 BOND daily will be reward to holders.
Bond NFT Mining（NM）是為長期持有NFT卡牌用戶設計的獎勵。獎勵總額為5％，每天15,000 BOND。
- 3. Lux Card Booster
- 3. Lux Card 加速包
User that holds 「B」, 「O」, 「N」, 「D」 combination can activate the booster effect. The S2P mining rewards will double in 24 hours (max cap at daily total cap 15%)
持有「 B」，「 O」，「 N」，「 D」組合的用戶可以點擊加速其挖礦過程。加速表現形式為S2P挖礦獎勵將在24小時內翻倍（最高限額為每日總額的15％）
After acceleration, the used Lux Card will be destroyed. Other rules of Lux Booster will be release at later stage.
加速後，用過的Lux卡將被銷毀。 Lux Booster的其他規則將在稍後階段發布。
As for the exchanges, we would be really grateful for the support of Virgox and Virgox will be the first batch of your listing exchanges, the others will be announced later. All I can say is that we are pushing it forward right now. And you guys can definitely see a good result from it!
至於交易所，我們將非常感謝Virgox的支持，Virgox將成為我們上線的第一批交易所，其他交易所將在以後宣布。我只能說我們現在正在向前推進。你們絕對可以從中看到很好的結果！
主持人:Wow that's something really interesting! Looking forward to see all of that! So that's the end of our first part! The second part is questions we collected from twitter.
哇，這真的很有趣！期待看到所有這些！這就是我們第一部分的結尾！第二部分是我們從Twitter收集的問題。
First question from Twitter user Lopyou @Lopyou54804819
what makes #Lebond_Financemore unique and superior that no other project has?
Twitter用戶Lopyou的第一個問題@ Lopyou54804819
是什麼讓#Lebond_Finance更具獨特性和優越性，是其他項目所沒有的？
Kenny C:As I mentioned before, Le Bond Finance is the first NFT project backed by real asset and also a project with GameFi. Those two design makes Le Bond Finance a gem in NFT sphere. 正如我之前提到的，Le Bond Finance是第一個由實物資產支持的NFT項目，也是一個融合了GameFi玩法的項目。這兩個設計使Le Bond Finance成為NFT領域的一個珍寶。
Besides, Le Bond Finance had partner up with Singapore property development firm, Blue Sun Holdings in using Le Bond Tower (10 story CBD building, Singapore first clean energy and IOT base high tech management system, located at MacPherson Road and Upper Paya Lebar Road) to tokenise using NFT design. More of our partners at the following: Envision digital, SENE, ST Engineering, Porsche, Pomeroy Studio, Pinata, Openlaw,etc.
此外，Le Bond Finance與新加坡房地產開發公司Blue Sun Holdings合作使用Le Bond Tower（位於MacPherson Road和Upper Paya Lebar Road的10層CBD大樓，新加坡首個清潔能源和物聯網基礎的高科技管理系統） 使用NFT設計進行代幣化。 以下是我們更多的合作夥伴：Envision digital，SENE，ST Engineering，Porsche，Pomeroy Studio，Pinata，Openlaw等。
As you can see, we are a really solid team here to make it work. Hopefully that answer your question @sss00002018
如您所見，我們是一支非常紮實的團隊。希望能回答您的問題@ sss00002018
主持人:Wow we can see a lot of huge name here! Partners are always important! Definitely, solid partners will help a project to stand out! So next question from Liliana@zeart0102
What are your plans to place for global adoption and expansion? Is lebond finance focusing only on the market or focusing on developing the concept of the project?
哇，我們在這裡可以看到很多名字！合作夥伴永遠很重要！毫無疑問，紮實的合作夥伴將幫助項目脫穎而出！所以下一個問題來自Liliana @ zeart0102您對全球採用和擴展有何計劃？ Lebond Finance是僅專注於市場還是專注於開發項目的概念？
Kenny C:This is a very interesting question ！The key is focus in these 3 aspect: Government, community and business model這是一個非常有趣的問題！關鍵是關注這三個方面：政府，社區和商業模式
Government is the biggest support in both publicity and local connection in Singapore. They also gave a lot of advise to speed up our development process政府是指新加坡給了我們很好的條件和土壤。他們還提供了很多建議以加快我們的開發過程。
Community (both local and global partners) are our next key aspect. We actually LISTEN to what the market wants. 社區（本地和全球合作夥伴）是我們的下一個關鍵方面。 我們實際上是在吸取市場需求。
Business model is the key to glue everything together. As Steve job said, it’s all about connecting the dots together.商業模型是將所有內容粘合在一起的關鍵。正如史蒂夫·賈伯斯（Steve Job）所說，其關鍵在於將所有的點聯合在一起。
Le Bond Finance definitely aims for international market! For us, marketing and developing are both important. Get real asset into Le Bond ecosystem and NFT + GameFi just for version one. Le Bond Finance絕對瞄準國際市場！對於我們來說，營銷和發展都至關重要。僅針對第一版，即可將真實資產納入Le Bond生態系統，再融合GameFi的玩法。
For our ultimate goals, we』d love to solve the following problems :
為實現最終目標，我們將解決以下問題：
Real estate investment becomes small and transparent. The transaction amount of traditional real estate is relatively large. Le Bond Finance will fragment the real estate usufruct, and each person will hold the on-chain credential (NFT), which will significantly reduce the investment threshold for investors. (1) 不動產投資小額化、透明化。傳統房地產的交易金額都比較大，Le Bond Finance 將把不動產收益權碎片化，每個人持有鏈上憑證（NFT），大大降低了投資人對於標的的投資門檻。
Globalization of real estate transactions. Users do not need to be responsible for property purchase qualifications, taxation, laws, and other miscellaneous businesses, but the platform is responsible for the audit. Users can experience global real estate transactions, where users』 dividends will be supervised by lawyers and automatically executed through OpenLaw. After the project is listed, the liquidity of the products will improve greatly. (2) 不動產交易全球化。用戶無需負責房產購買資歷，稅務，法律等繁雜業務，而是全權平臺負責審核，用
戶簡單體驗全球不動產一站式交易，其中用戶分紅權益將受到律師所監督並且通過OpenLaw 自動執行。
項目在上市後，大大提高產品的流動性和變現能力。
Real estate information becomes transparent. All transactions are recorded in detail on the blockchain. So, the entire transaction is made clear through authorized and accessible distributed ledgers. Global users will find it convenient to store the project operating details through Pinata permanently. (3) 不動產信息透明化。所有交易透過區塊鏈詳細記錄，經授權可查閱的帳本讓整個交易鏈一目了然，項目
運營細則將通過Pinata 進行永久存儲，方便全球用戶存儲共享。
Real estate composite assets & on-chain lending. In addition to the transaction, Le Bond Finance will launch the entity asset lending program, where mortgaging the real estate can lend a certain amount of cryptocurrency. The physical assets can genuinely realize the on-chain finance and the on-chain/off-chain interactive loop. 不動產合成資產&鏈上借貸。 除了購買和交易功能，Le Bond Finance 將會上線實體資產借貸功能， 抵押房產，可以借出一定比例的主流數字貨幣，讓真實資產真正賦能鏈上金融，完成鏈上鏈下互動金融閉 環。Not only real estate but real assets worldwide. After removing the intermediary agent or complicated procedures, many real assets, such as the film and television copyrights, music copyrights, etc., can be directly brought into the DeFi scenarios through Le Bond Finance to complete the handover between fundraisers and the investors.(5) 不只是不動產，而是全球真實資產。除了不動產之外，諸多真實資產包括影視版權，音樂版權等，去除 銀行中間層以及繁瑣流程，直接通過 Le Bond Finance 將真實資產帶入 DeFi 場景當中，完成募資方和投資 者的交接。
主持人：That’s amazing! Next Question! From VIOLET @iamzeasli
Most investors are only interested in the immediate benefits rather than the real long-term value of the project. How can you convince investors to invest in your platform over the long term?
太棒了！下一個問題！從VIOLET @iamzeasli大多數投資者只對項目的直接收益感興趣，而不對項目的真正長期價值感興趣。 您如何說服投資者長期投資於您的平臺？
Kenny C:Ok well, we must let investors see what we can offer in the long term! Personally I believe investors are willing to look for long term investment. I mean it’s really tiring to keep hopping from one basket to another constantly right?好吧，我們必須讓投資者看到我們可以長期提供的產品！ 我個人認為投資者願意尋求長期投資。 我的意思是不斷地從一個籃子跳到另一個籃子，難道不累嗎？
We use our concrete plans backed with solid asset and combine with technology to make it even juicier.User experience is very important, when our gamefi platform is out, give it a try! It will definitely bring huge value to players, converting them into our loyal fanbase
我們使用以堅實資產為後盾的具體計劃，並與技術相結合，使其變得更加多汁。用戶體驗非常重要，當我們的gamefi平臺推出後，請嘗試一下！ 它將為玩家帶來巨大的價值，將他們轉變為我們忠實的粉絲群。
主持人：Fourth question for second part DEVARA @R7Clover
What are the future plans for Lebond Finance Project ? Do you have any exciting things down the pipeline that you can share?第二部分的第四個問題DEVARA @ R7Clover
Lebond Finance項目的未來計劃是什麼？ 您有什麼可以分享的激動人心的東西嗎？
Kenny C：For the marketing and exchanges, we have several options lined out already which will be announced very soon! 對於市場營銷和交易所，我們已經列出了幾種選擇，這些選擇將很快宣布！
For Le Bond Finance fund-raising, we are open to private-sale right now and anyone love to participate can join VirgoX IEO and also contact us is fine.
對於Le Bond Finance的募資活動，我們現在可以公開發售，任何熱愛參與的人都可以加入VirgoX IEO，也可以與我們聯繫。
For cooperation, Le Bond Tower is just the first case of Le Bond Finance and we are getting more real assets into our ecosystem. And for Le Bond Tower, we are working with Porsche, there will be certain cooperation lined out!
對於合作而言，Le Bond Tower只是Le Bond Finance的第一例，我們正在將更多的實際資產納入我們的生態系統。 對於Le Bond Tower，我們正在與保時捷合作，將會進行某些合作！
主持人:Wow looking forward to that! Noyonvai @Noyonvai9 Why Lebond_Finance chosen and interest in VirgoX_exchange?哇期待！ Noyonvai @ Noyonvai9為什麼選擇Lebond_Finance並對VirgoX_exchange感興趣？
Kenny C：Virgox is an amazing partner for us! Firstly Virgox is one of the team that understand NFT the most and also have the most passion to explore the new trend in blockchain sphere. VirgoX對我們來說是一個特別棒的合作夥伴！首先，Virgox是最了解NFT的團隊之一，也最熱衷於探索區塊鏈領域的新趨勢。
Most exchanges just don’t get it and just follow the trend. That’s not we see in Virgox. Besides, Virgox has shown the biggest sincerity for helping us with promotion and community building. That’s fantastic partner for us.大多數交易所都不太了解，而是順應潮流，那不是我們在VirgoX中看到的。此外，Virgox在幫助我們進行推廣和社區建設方面表現出最大的誠意。 對我們來說，這是絕佳的合作夥伴。
主持人:Thanks Kenny! 謝謝Kenny！