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🏠 Rental Property Calculator

Analyze rental property investments with our comprehensive calculator. Calculate ROI, cash flow, cap rates, and make informed real estate investment decisions.

Property Details

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Mortgage Details

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Rental Income Details

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Parking fees, laundry, pet rent, etc.

National average is around 7%

Monthly Rental Expenses

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Typically 8-12% of rental income

Annual Rental Expenses

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Key Investment Metrics

Cash-on-Cash Return

8.5%

Cap Rate

6.2%

Monthly Cash Flow

$425

Annual Cash Flow

$5,100

Property Operating Financials

Monthly Gross Potential Income $2,600
Monthly Vacancy Loss -$182
Monthly Effective Gross Income $2,418
Total Monthly Operating Costs -$580
Monthly Net Operating Income (NOI) $1,838
Monthly Mortgage Payment -$1,413
Monthly Cash Flow $425

Investment Summary

Total Cash Invested $72,500
Annual NOI $22,056
Annual Debt Service -$16,956
Rent per Square Foot $1.67

Investment Analysis

✅ Good Investment Potential

  • • Positive monthly cash flow
  • • Cap rate above 6%
  • • Cash-on-cash return above 8%

📊 50% Rule Analysis

Operating expenses are 24% of rental income. This is below the 50% rule guideline, indicating good expense management.

📈 1% Rule Analysis

Monthly rent is 0.83% of purchase price. This is below the 1% rule, which may indicate a competitive market or appreciation potential.

Frequently Asked Questions

⚠️ Important Disclaimer

This calculator is for educational and informational purposes only. The results are based on user inputs and assumptions and do not constitute investment advice. Actual investment returns may vary due to market conditions, property conditions, management efficiency, and other factors. Investors should consult professional real estate and financial advisors and conduct thorough due diligence before making investment decisions.